Your Financial Dashboard

Your financial health score is 58/100. The biggest drag on your score is ₹4,373/month going to 4 flagged subscriptions you're either not using or significantly overpaying for. Cancelling Cult.fit and downgrading LinkedIn Premium alone would recover ₹32K/year — that's nearly 3 months of your total subscription spend.You're running 6 active UPI autopay mandates, 3 of which are overlapping food delivery memberships (Zomato, Swiggy, Blinkit). Consolidating to a single platform would save ₹2,376/year. Also review your CRED RentPay — at ₹450/month in processing fees, you may be better off paying rent directly via NEFT (free).Your bank is quietly charging you ₹1,203/year in fees — SMS alerts, IMPS charges, minimum balance penalties, and a debit card fee. Switch to a zero-balance digital bank like Kotak 811, Fi, or Jupiter. Most of these charges disappear immediately. Combined with the subscription changes above, your total recoverable amount is ₹41,067/year.